A life settlement is a powerful tool that can benefit your clients and enhance your revenue.

If you are unfamiliar with the concept, a life settlement is a transaction in which a policy owner sells a life policy to a third-party investor. The client receives an immediate cash payment. The investor becomes the new owner of the policy, and is responsible for future premium payments. When the insured dies, the investor receives the policy's benefit.

The Benefit to Your Clients

A life settlement will benefit a client that is unable or unwilling to make premium payments, or that prefers to have cash now rather than a future death benefit. Instead of surrendering a policy or letting it lapse, your client will receive an immediate lump-sum payment that can be used for any purpose.

The Benefit to You

A life settlement generates cash that your client can use to purchase other products, including annuities and long-term care insurance. After completing a simple licensing and appointment process, you can also be paid substantial commissions on a life settlement.

A Turn Key Addition

By partnering with an experienced broker, you can add life settlements to your business without a lengthy learning curve. We perform all the brokering functions without startup or ongoing costs to you. We also provide free marketing materials. Whether you simply want to present life settlements as an option to existing clients, or you want to actively seek out life settlement opportunities, we can help.