Consumer Guide
The Process 
From your point of view, it's fairly simple:
- Determine your eligibility and get an instant estimate.
- Fill out our application form.
- Decide whether to accept any of the offers we obtain for your policy.
- Close the transaction and receive your money.
First, you should fill out our calculator to get a free estimate of your policy's value. It's easy, and, unlike most other brokers, Open Life Settlements don't require you to enter your personal contact information to get an estimate. If you need help or prefer to get your estimate over the phone, give us a call toll-free at 866.877.4054.
Fill out an application
Second, you'll need to fill out our application. The easiest way to do this is by calling Open Life Settlements at 866.877.4054. We'll ask you some questions, fill out the form for you, and then express mail the completed application to you for your review and signature. Return the signed application in our postage-paid envelope, and your work is done.
Decide on offers
Next, Open Life Settlements will scour our network of purchasers to get the highest offer for your policy. We do all the work, while you relax. We will report all offers to you as we get them, including our commission. You simply need to select the highest offer. If none of the offers are high enough to satisfy you, you can walk away with no obligation.
Close and enjoy your wealth
If you accept an offer, we will help you fill out the closing agreement in which you sell your policy to the purchaser. Your payment will be placed in escrow. Once the purchaser receives your policy, the payment will be released from escrow into your bank account. At that point, that money is yours to do with as you please. If, however, you change your mind about the transaction, you will have a brief period to return the money and receive your policy back.
Start today
Seeking offers for your life policy is easy, free, and entails no obligation. If we can't get you the offer you want, you can just say "no thanks." We won't charge you anything, and we won't hassle you about your decision. You literally have nothing to lose by calling us at 866.877.4054 -- but you may lose thousands of dollars if you don't!
Get your free estimate, or ...
